Don’t Miss the Window to File Your Insurance Claim
If your home in Cambridge MN was hit by hail, wind, or storm damage within the past year and you haven’t filed a claim or started repairs, now is the time to act. At EMT Construction Services, we specialize in storm damage roof repair in Cambridge MN — offering free inspections, insurance support, and urgent repair services to help you protect your home before time runs out.
Many Minnesota homeowners don’t realize that most insurance policies include strict timelines for filing a claim or completing repairs. In some cases, waiting too long could cost you the coverage you deserve.
How Long Do You Have to File a Storm Damage Claim in Minnesota?
While Minnesota law gives you up to six years for general property damage claims, insurance policies often include much shorter contractual deadlines:
• Lawsuit Deadline: 2 years from the date of loss (storm date)
• Notice Requirement: “Prompt notice” as soon as you discover damage
• Repair Window: Often 180 days or 1 year to complete repairs
If you haven’t filed your claim yet or your repairs are still on hold — you may be at risk of losing your right to recover costs.
What Happens If You Wait Too Long?
In cases like Cox v. Mid-Minnesota Mutual Insurance Co., courts have denied claims filed just two days late. Insurance companies in Minnesota are strict about these deadlines, and homeowners often find out too late.
That’s why EMT Construction Services offers free inspections and immediate documentation support — so you can act fast, protect your investment, and avoid being denied due to a technicality.
Free Roof Inspection + Insurance Support in Cambridge MN
Not sure if you have damage? That’s what we’re here for. Our Cambridge-based roofing experts will:
✅ Conduct a thorough roof and exterior inspection
✅ Document all storm-related damage with photos and notes
✅ Work directly with your insurance company to simplify the claim
✅ Start repairs quickly to meet any repair deadlines
✅ Provide zero-interest financing options if needed
Who Is This For?
• Homeowners in Cambridge MN hit by storms in the last 6–12 months
• Residents of neighborhoods like Rum River Estates, Goldenwood, and Cambridge Hills
• Anyone who has not filed a claim or is waiting to start repairs
Even if you filed a claim and it stalled — we can help revive the process.
Don’t Wait to Schedule Your Storm Damage Roof Repair in Cambridge MN
If your roof was damaged and you’re still waiting to file a claim or begin repairs, EMT Construction Services is ready to help. We offer:
✅ Free roof inspections
✅ Full insurance coordination
✅ 24/7 emergency service
✅ Zero-interest financing
📞 Call us today at (763) 691-3911
🌐 Or get an instant quote at https://emtinstantroofquote.com and take the first step toward storm damage roof repair in Cambridge MN.
Related Reading:
– Roof Inspections in Cambridge MN
– Roof Repair in Cambridge MN
– Roof Installation in Cambridge MN
FAQs – Storm Damage Claims in Minnesota
Q: Can I still file a claim if it’s been 11 months since the storm?
A: Most likely yes — especially if you haven’t reached the 2-year limit. But act fast and schedule an inspection immediately.
Q: What if I didn’t notice the damage right away?
A: That’s common. Insurance policies require prompt notice after discovery of damage — not just the storm itself. You may still qualify.
Q: Do I need to hire a lawyer to handle my claim?
A: Not necessarily. EMT Construction Services works directly with your insurer and has experience helping homeowners resolve claims smoothly.
Q: How do I know if my policy has a 180-day or 1-year repair clause?
A: We can help you review your policy and deadlines during your free inspection.
